补充

lib/features/mine/user_center/providers/account_insights_provider.dart

@@ -3,7 +3,7 @@
 /// 创建时间: 2026-05-21
 /// 更新时间: 2026-06-07
 /// 作用: 管理账户洞察通知的状态（加载/已读/忽略/删除/刷新）
-/// 上次更新: refresh()增加authProvider初始化状态检查，防止未初始化崩溃
+/// 上次更新: 修复build()中_loadFromCache访问state导致循环依赖，改为同步加载缓存作为初始状态
 /// ============================================================
 
 import 'package:flutter_riverpod/flutter_riverpod.dart';
@@ -48,15 +48,12 @@ class AccountInsightsState {
 class AccountInsightsNotifier extends Notifier<AccountInsightsState> {
   @override
   AccountInsightsState build() {
-    _loadFromCache();
-    return const AccountInsightsState();
-  }
-
-  Future<void> _loadFromCache() async {
+    // 同步加载缓存，直接作为初始状态返回，避免在 build 中访问 state 导致循环依赖
     final cached = AccountInsightsService.loadInsights();
     if (cached.isNotEmpty) {
-      state = state.copyWith(insights: _mergeWithExpired(cached));
+      return AccountInsightsState(insights: _mergeWithExpired(cached));
     }
+    return const AccountInsightsState();
   }
 
   Future<void> refresh() async {